The loan you'd recommend to your best friend.
Fixed-rate personal loans from $2,000 to $50,000. No origination fees, no prepayment penalties, no surprises. Just honest lending — the way it should be.
See your real monthly payment before you apply.
Move the sliders to see exactly what you'd pay each month. The numbers update instantly — no email, no commitment.
- Soft credit pull onlyChecking your rate doesn't ding your score.
- Fixed for the life of the loanYour payment never changes — set it and forget it.
- No fees of any kindNo origination, no prepayment, no late-payment surprise fees.
Check your rate
Pre-qualification uses a soft credit pull only.
One loan. A thousand ways to use it.
Debt Consolidation
Combine credit cards into one fixed monthly payment.
Learn more about debt consolidationA marketplace, not a lender.
The Lending Group doesn't fund loans. We're a lending marketplace that takes a single soft-pull rate check and matches you with offers from our network of lenders and lending partners. You compare the offers side by side, choose the one that fits, and finish the application directly with that lender.
Check your rate
Answer a few quick questions. We'll match you with real offers from our lending partners in about 2 minutes — no impact to your credit.
Compare your offers
Review the loan amounts, terms, and fixed rates our partners present. Pick the offer that fits your budget.
Get funded by your lender
Finish the application directly with the lender you chose. Approved borrowers are typically funded the next business day.
The Lending Group is not a lender or broker of record on any loan. Loan approval, final rate, fees, and terms are set by the lender or lending partner you choose. Rate estimates shown before you accept an offer are based on soft-pull data and are not a commitment to lend.
The Lending Group personal loans, in one minute.
The Lending Group is a marketplace that matches U.S. borrowers with a network of lending partners offering fixed-rate unsecured personal loans from $2,000 to $50,000 in all 50 states, with APRs from 6.99% to 24.99% and terms of 24 to 84 months. The Lending Group is not a lender.
- What is the minimum credit score?
- 580 FICO. Rate depends on credit, income, and debt-to-income ratio.
- How fast is funding?
- Most approved borrowers receive funds the next business day after signing.
- Does checking my rate hurt my credit?
- No. We use a soft credit pull, which has zero impact on your score.
- What is the APR range?
- Fixed APRs from 6.99% to 24.99%, locked for the life of the loan.
- What are the loan amounts and terms?
- $2,000 to $50,000 over 24, 36, 48, 60, 72, or 84 months.
- Are there any fees?
- None. No origination, no prepayment, no late fees, no annual fees.
Compare a personal loan against every alternative.
A personal loan is not always the cheapest option. Our editorial team publishes side-by-side comparisons with the actual dollar math, plus a free reference dataset of payments and total interest at every amount, term, and credit tier.
Where the fixed-rate loan starts beating revolving debt.
Read the comparisonCheaper rate against your home — and the risk that comes with it.
Read the comparisonWhich to use for a car, and when the secured discount disappears.
Read the comparisonYour information is protected at every step.
We take the trust of American borrowers seriously. Here's how we safeguard your data and keep the process transparent.
256-bit SSL encryption
Every page and form on The Lending Group is served over encrypted HTTPS to protect the data you share.
Soft credit pull only
Checking your rate uses a soft inquiry — it will not appear on your credit report or affect your score.
No hidden fees
No origination, prepayment, late, or annual fees from our marketplace. Any lender fees are disclosed before you sign.
Privacy respected
Your information is only shared with lending partners you're matched with. You can opt out anytime.
- TLS 1.3 encrypted
- Soft-pull rate check
- Available in all 50 states + D.C.
- 4.9 / 5 across 28,400+ reviews
The Lending Group is a lending marketplace, not a lender. We match consumers with a network of lenders and lending partners. Loan approval, APR, fees, and terms are determined solely by the lender you choose. Rate estimates shown before you accept an offer are based on soft-pull data and are not a commitment to lend.
Borrowers across all 50 states trust The Lending Group.
"Paid off five credit cards in one move. My monthly payment dropped by $340 and I'll be debt-free in three years instead of fifteen."
"We funded our kitchen remodel without touching the home equity. The rate they offered beat our credit union by almost two points."
"Approved in the morning, money in my account the next day. The whole process felt like it was actually built for real people."
Ready to see your rate?
It takes about 2 minutes. Checking won't affect your credit score, and there's no obligation.