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Terms of Use

Last updated: October 20, 2026

These terms apply when you use thelending.group. By using the site or submitting an application, you agree to them.

We are a marketplace, not a lender

The Lending Group does not make loans or credit decisions. We match you with lenders and lending partners. Any loan is between you and the lender, on that lender's terms. Submitting a request does not guarantee an offer, an approval, a rate or a loan amount.

Eligibility

You must be at least 18, a U.S. resident, and able to enter a binding agreement.

Accurate information

You agree that the information you submit is true and complete and belongs to you. Submitting false information or someone else's information is not allowed.

Communications and electronic consent

By submitting the application you agree to receive disclosures electronically and to be contacted as described in the consent you accept on the form. You can withdraw text consent by replying STOP.

Rates, calculators and content

Rates, examples and calculator results on this site are estimates for information only. Your actual rate, fees and terms depend on the lender and your credit profile. Content is not financial, legal or tax advice.

Fees

Using the marketplace is free for borrowers. We may be paid by lenders or partners. Lenders may charge their own fees, which they disclose before you sign.

Acceptable use

Do not misuse the site, attempt to bypass security or fraud checks, or use automated tools to submit requests. We may block access that looks fraudulent.

Limitation of liability

The site is provided "as is". To the extent the law allows, we are not liable for lender decisions, third-party sites or indirect losses from using the site.

Privacy and changes

Our Privacy Policy explains how we handle your information. We may update these terms and will change the date above when we do.

See also: Privacy Policy · Terms of Use · Credit Authorization