Credit Authorization

Last updated: October 20, 2026

When you submit an application on thelending.group, you authorize The Lending Group and its lenders and lending partners to obtain information about you, including from consumer reporting agencies, to find offers for you.

What you authorize

You authorize us and the lenders and partners we match you with to obtain your credit report and other information from consumer reporting agencies and other sources, to verify your identity and to review your request for credit.

Soft inquiry to check offers

Checking offers uses a soft credit inquiry. Soft inquiries are visible only to you and do not affect your credit score.

Hard inquiry only if you continue

If you choose an offer and continue with a lender, that lender may run a hard credit inquiry, which can affect your score. The lender will tell you before doing so.

How long it lasts

This authorization covers your current request and any reasonable follow-up by the lenders and partners reviewing it.

Questions

See our Privacy Policy and Terms of Use for more detail.